XRPL AmendmentVoting Active
XRPL Lending Protocol Vote
The XRP Ledger is voting on native lending functionality. This could enable DeFi lending directly on XRPL.
Time In Voting (80% validator consensus required to pass)
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Get Notified When It Passes
Be the first to know when XRPL lending goes live.
What This Means for XRP
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Native Lending
Borrow and lend XRP directly on the ledger without third-party smart contracts.
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Earn Yield
Deposit XRP into lending pools and earn interest from borrowers.
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Collateralized Loans
Use your XRP as collateral to borrow other assets without selling.
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Institutional Ready
Built-in compliance features make it suitable for institutional adoption.
Note: XRPL amendments pass when 80% of validators support them for two consecutive weeks. There is no fixed deadline — voting continues until consensus is reached or validators withdraw support.